Saturday, January 16, 2016

Blog Updates:

Blog Updates:

Minor updates:

- Update labels.

Will continue to make minor improvements for this blog!

- wong chee tat :)

Om Mani Padme Hum

Om Mani Padme Hum

- wong chee tat :)

Revision of the Home Loan Board Rate – Singapore Residential Financing Rate (SRFR) - Maybank

Revision of the Home Loan Board Rate – Singapore Residential Financing Rate (SRFR)


Please be informed that the SRFR will be revised from 3.75% p.a. to 4.00% p.a. with effect from 18 February 2016.

Since the introduction of the Singapore Residential Financing Rate (SRFR) in 2007, this is the first time a revision will be made. The revision is undertaken after much consideration and in view of the prevailing market conditions.
Your loan interest rate and monthly instalment will be affected by this SRFR revision if your  loan interest rate is pegged:
  1. at SRFR OR
  2. below the SRFR (for example, SRFR less 1.10% per annum) OR
  3. above the SRFR (for example, SRFR plus 0.50% per annum)

How much will your monthly instalment be revised?
Your monthly instalment will increase as a result of this SRFR revision. The increase in monthly instalment amount is estimated at S$12 for every S$100,000 loan.
However, your monthly instalment will not be revised immediately, we will write to you in March 2016 to inform you of your revised monthly instalment which will commence from April 2016.

Using CPF funds to service your monthly instalment?
For private property
If you are using your CPF funds (partially or fully) to service your monthly instalment, you may submit your application for revision :
  1. with your SingPass online via CPF Board website.
  2. using the CPF form 4B : “Application to Use CPF savings to Repay Housing Loan for Private Property (PPS Form 4B)”, which can be located on CPF Board website.
You may wish to note the processing period required by CPF Board for effecting such revisions, as any shortfall in the amount received by the bank through CPF Board will be debited from your designated Maybank loan servicing deposit account.
For HDB property
If you have previously submitted the “Letter of Authorisation” to the bank, any revision to your monthly instalment will be automatically updated with the CPF Board hence no further action is required on your part.
If you have not submitted the “Letter of Authorisation” previously and you are using your CPF funds (partially or fully) to service your monthly instalment, you may submit your application for revision :
  1. with your SingPass online via CPF Board website.
  2. using the CPF form HBL/4 : “Application to Use CPF savings for Partial/Full Repayment of Housing Loan or Revision/Cessation of Monthly CPF Deduction of HDB Flat Financed with Bank Loan”, which can be located on CPF Board website.
You may wish to note the processing period required by CPF Board for effecting such revisions, as any shortfall in the amount received by the bank through CPF Board will be debited from your designated Maybank loan servicing deposit account.
To find out if you have previously submitted the “Letter of Authorisation”, you can call us at 1800 629 2265 (1800 MAYBANK).



- womg chee tat :)

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

- wong chee tat :)

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

- wong chee tat :)

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

Homage to the 36 trillion, 119 thousand, 500 Amitabha Buddhas

- wong chee tat :)

六字真言頌 怙主三寶

六字真言頌 怙主三寶

虔心皈依怙主三寶,真心憐憫慈母眾生,嗡瑪尼巴美吽……

佛為導師法為正道,僧為善侶同為救主,嗡瑪尼巴美吽……
登山階梯過河船舟,驅愚慧燈險隘坦途,嗡瑪尼巴美吽……
口誦真言心中祈禱,地獄烈火從此熄滅,嗡瑪尼巴美吽……
唱頌六字胸中發願,冷獄冰雪消融變暖,嗡瑪尼巴美吽……
誦持六字威力無比,十八地獄變成樂土,嗡瑪尼巴美吽……
世間無實因緣難料,生死輪回行善為要,嗡瑪尼巴美吽……
萬物無常善惡交替,向善精進矢志不渝,嗡瑪尼巴美吽……
暇滿人身難得至寶,虛度此生實為可惜,嗡瑪尼巴美吽……
貪心無盡欲望皆空,惡趣業因棄之從善,嗡瑪尼巴美吽……
萬惡煩惱罪孽根源,時刻提防凡夫癡念,嗡瑪尼巴美吽……
強壯身軀入土荒野,驅走死神上師引路,嗡瑪尼巴美吽……
瑪尼頌詞怙主三寶,諾言活佛順口編唱,嗡瑪尼巴美吽……
虔誠頂禮觀音菩薩,消除罪孽速證佛果,嗡瑪尼巴美吽……
如來佛子慈悲引路,眾生往生極樂佛土,嗡瑪尼巴美吽……


六字斷除六道苦難頌


嗡字放光照耀天界,死苦難忍觀音救度,嗡瑪尼巴美吽……
瑪字光照阿修羅界,爭斗死傷觀音救度,嗡瑪尼巴美吽……
尼字放光照亮人間,生老病死觀音救度,嗡瑪尼巴美吽……
巴字放光照亮畜生,蠢啞痛苦觀音救度,嗡瑪尼巴美吽……
美字放光照亮惡鬼,饑餓難熬觀音救度,嗡瑪尼巴美吽……
吽字放光照亮地獄,冷熱煎熬觀音救度,嗡瑪尼巴美吽……


- wong chee tat :)