November 2016 BTO Prices

November 2016 BTO Prices
Town	Contract	Flat Type	Selling Price (Excluding Grants **)	Selling Price (Including Grants ^)
Non-Mature Town
Punggol	Matilda Sundeck Northshore Trio Waterway Sunrise I	2-room Flexi *	From $80,000	From $4,000+
		3-room	From $164,000	From $94,000
		4-room	From $258,000	From $203,000
		5-room	From $329,000	From $319,000
		3Gen	From $348,000	From $338,000
Mature Towns/ Estates
Bedok	Bedok Beacon Bedok North Vale Bedok South Horizon	2-room Flexi *	From $135,000	From $95,000
		3-room	From $276,000	From $246,000
		4-room	From $407,000	From $392,000
		5-room	From $503,000	From $493,000
Toa Payoh	Woodleigh Glen Woodleigh Village	2-room Flexi *	From $181,000	From $141,000
		3-room	From $335,000	From $305,000
		4-room	From $468,000	From $453,000
Kallang/ Whampoa	Kallang Residences	3-room	From $350,000	From $320,000
		4-room	From $497,000	From $482,000

Notes:
*	2-room Flexi flats come in two sizes of 36 sqm (Type 1) and 45 sqm (Type 2).
^	The assumed housing grants are meant for applicants applying as a family nucleus or two singles under the Joint Singles Scheme for a 2-room Flexi BTO flat. SHG is applicable only to 2-room Flexi, 3-room, and 4-room flats in the non-mature towns. With the SHG enhancement announced at NDR 2015, eligible first-time flat buyers with income up to $8,500 would now enjoy SHG of up to $40,000: 2-room Flexi flat: $80,000 (comprising AHG of $40,000 and SHG of $40,000 where applicable) 3-room flat: $70,000 (comprising AHG of $30,000 and SHG of $40,000 where applicable) 4-room flat: $55,000 (comprising AHG of $15,000 and SHG of $40,000 where applicable) 5-room flat / 3Gen flat: $10,000 (AHG only) The actual grant amounts vary based on income and choice of flat type. Read more on various CPF Housing Grants available.
+	Buyers are required to pay 5% of the published price using their own CPF and/ or cash savings when the total housing grants (i.e. AHG and SHG) they can enjoy exceeds 95% of the published price of flat. Excess housing grant, if any, can be used to pay for Optional Component Scheme items and premiums that singles and Singapore citizen/ Singapore permanent resident households have to pay, before crediting the balance into the Singaporean buyers' CPF accounts.
**	Singles who apply for the 2-room Flexi flats under the Single Singapore Citizen Scheme will pay $15,000 more than married couples. Eligible singles can also apply for AHG and SHG. The additional amount payable and the grants will vary based on the choice of lease tenure. The actual grant amounts will vary according to income. Read more on various CPF Housing Grants available.
Selling prices (excluding and including grants) quoted above are rounded up to the nearest thousand dollars.

- Link

- wong chee tat :)

HDB Issues Rated Fixed Rate Notes

HDB Issues Rated Fixed Rate Notes
HDB Issues Rated Fixed Rate Notes
Published Date: 16 Sep 2016

The Housing & Development Board ("HDB") has issued S$600 million, 10-year Fixed Rate Notes (the “Notes”) under its S$32 billion Multicurrency Medium Term Note ("MTN") Programme.

2 The Notes have a coupon of 2.035% per annum payable semi-annually in arrear. The Notes were issued on 16 September 2016 and will mature on 16 September 2026. The Notes are rated Aaa by Moody’s Investors Service.

3 The Notes are in denominations of S$250,000 and were offered by way of placement to investors who fall within Sections 274 and/or 275 of the Securities and Futures Act, Chapter 289 of Singapore. Approval in principle for the listing of the Notes on the Singapore Exchange Securities Trading Limited (“SGX-ST”) has been obtained. Admission of the Notes to the Official List of the SGX-ST is not to be taken as an indication of the merits of HDB, its subsidiaries or the Notes. The Notes are cleared through The Central Depository (Pte) Limited.

4 The Joint Lead Managers are CIMB Bank Berhad, RHB Securities Singapore Pte. Ltd. and Standard Chartered Bank.

5 Under HDB's MTN programme, HDB may from time to time, issue bonds (or notes) to finance its development programmes and working capital requirements as well as to refinance the existing borrowings.

6 HDB was set up as a statutory board on 1 February 1960. HDB houses over 80% of Singapore's resident population, with more than 9 in 10 HDB dwellers owning the flats they live in. This has made Singapore one of the highest home ownership nations in the world. Providing affordable and quality housing, creating vibrant and sustainable towns, and promoting active and cohesive communities, will remain the focus for HDB.



NOT FOR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES OR TO U.S. PERSONS



This announcement is not an offer for sale of securities in the United States. The Notes have not been and will not be registered under the U.S. Securities Act of 1933 (as amended), and may not be offered or sold in the United States or to U.S. persons absent registration under, or an applicable exemption from, the registration requirements of the U.S. securities laws. No public offering of securities is being made in the United States or in any other jurisdiction where such an offering is restricted or prohibited. A rating is not a recommendation to buy, sell or hold any securities and may be subject to suspension, reduction or withdrawal at any time by the rating agencies.

- wong chee tat :)

HDB Issues Rated Fixed Rate Notes

HDB Issues Rated Fixed Rate Notes
HDB Issues Rated Fixed Rate Notes
Published Date: 10 Aug 2016

The Housing & Development Board ("HDB") has issued S$700 million, 7-year Fixed Rate Notes (the “Notes”) under its S$32 billion Multicurrency Medium Term Note ("MTN") Programme.

2 The Notes have a coupon of 1.910% per annum payable semi-annually in arrear. The Notes were issued on 10 August 2016 and will mature on 10 August 2023. The Notes are rated Aaa by Moody’s Investors Service.

3 The Notes are in denominations of S$250,000 and were offered by way of placement to investors who fall within Sections 274 and/or 275 of the Securities and Futures Act, Chapter 289 of Singapore. Approval in principle for the listing of the Notes on the Singapore Exchange Securities Trading Limited (SGX-ST) has been obtained. Admission of the Notes to the Official List of the SGX-ST is not to be taken as an indication of the merits of HDB, its subsidiaries or the Notes. The Notes are cleared through The Central Depository (Pte) Limited.

4 The Joint Lead Managers are DBS Bank Ltd., Maybank Kim Eng Securities Pte. Ltd., Oversea-Chinese Banking Corporation Limited, United Overseas Bank Limited and The Hongkong and Shanghai Banking Corporation Limited, Singapore Branch.

5 Under HDB's MTN programme, HDB may from time to time, issue bonds (or notes) to finance its development programmes and working capital requirements as well as to refinance the existing borrowings.

6 HDB was set up as a statutory board on 1 February 1960. HDB houses over 80% of Singapore's resident population, with more than 9 in 10 HDB dwellers owning the flats they live in. This has made Singapore one of the highest home ownership nations in the world. Providing affordable and quality housing, creating vibrant and sustainable towns, and promoting active and cohesive communities, will remain the focus for HDB.

NOT FOR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES OR TO U.S. PERSONS

This announcement is not an offer for sale of securities in the United States. The Notes have not been and will not be registered under the U.S. Securities Act of 1933 (as amended), and may not be offered or sold in the United States or to U.S. persons absent registration under, or an applicable exemption from, the registration requirements of the U.S. securities laws. No public offering of securities is being made in the United States or in any other jurisdiction where such an offering is restricted or prohibited. A rating is not a recommendation to buy, sell or hold any securities and may be subject to suspension, reduction or withdrawal at any time by the rating agencies.



- wong chee tat :)

HDB Issues Rated Fixed Rate Notes

HDB Issues Rated Fixed Rate Notes
HDB Issues Rated Fixed Rate Notes
Published Date: 19 Jul 2016

             The Housing & Development Board ("HDB") has issued S$700 million, 5-year Fixed Rate Notes (the “Notes”) under its S$32 billion Multicurrency Medium Term Note ("MTN") Programme.

2          The Notes have a coupon of 1.47% per annum payable semi-annually in arrear. The Notes were issued on 19 July 2016 and will mature on 19 July 2021. The Notes are rated Aaa by Moody’s Investors Service.

3          The Notes are in denominations of S$250,000 and were offered by way of placement to investors who fall within Sections 274 and/or 275 of the Securities and Futures Act, Chapter 289 of Singapore. Approval in principle for the listing of the Notes on the Singapore Exchange Securities Trading Limited (SGX-ST) has been obtained. Admission of the Notes to the Official List of the SGX-ST is not to be taken as an indication of the merits of HDB, its subsidiaries or the Notes. The Notes are cleared through The Central Depository (Pte) Limited.

4          The Joint Lead Managers are Australia and New Zealand Banking Group Limited, Deutsche Bank AG, Singapore Branch and Standard Chartered Bank.

5          Under HDB's MTN programme, HDB may from time to time, issue bonds (or notes) to finance its development programmes and working capital requirements as well as to refinance the existing borrowings.

6          HDB was set up as a statutory board on 1 February 1960. HDB houses over 80% of Singapore's resident population, with more than 9 in 10 HDB dwellers owning the flats they live in. This has made Singapore one of the highest home ownership nations in the world. Providing affordable and quality housing, creating vibrant and sustainable towns, and promoting active and cohesive communities, will remain the focus for HDB.

NOT FOR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES OR TO U.S. PERSONS

This announcement is not an offer for sale of securities in the United States. The Notes have not been and will not be registered under the U.S. Securities Act of 1933 (as amended), and may not be offered or sold in the United States or to U.S. persons absent registration under, or an applicable exemption from, the registration requirements of the U.S. securities laws. No public offering of securities is being made in the United States or in any other jurisdiction where such an offering is restricted or prohibited.  A rating is not a recommendation to buy, sell or hold any securities and may be subject to suspension, reduction or withdrawal at any time by the rating agencies.




- wong chee tat :)

August 2016 BTO Prices

A Home for Every Budget and Need

August 2016 BTO Prices
Town	Contract	Flat Type	Selling Price (Excluding Grants **)	Selling Price (Including Grants ^)
Non-Mature Towns
Hougang	Buangkok Woods	2-room Flexi *	From $79,000	From $4,000+
		3-room	From $165,000	From $95,000
		4-room	From $255,000	From $200,000
Sembawang	EastDelta @ Canberra	4-room	From $240,000	From $185,000
		5-room	From $311,000	From $301,000
Yishun	Valley Spring @ Yishun	2-room Flexi *	From $79,000	From $4,000+
		3-room	From $156,000	From $86,000
		4-room	From $251,000	From $196,000
Mature Town
Tampines	Tampines GreenVerge Tampines GreenView	3-room	From $202,000	From $172,000
		4-room	From $289,000	From $274,000
		5-room	From $398,000	From $388,000
		3Gen	From $428,000	From $418,000

Notes:
*	2-room Flexi flats come in two sizes of 36 sqm (Type 1) and 45 sqm (Type 2).
^	The assumed housing grants are meant for applicants applying as a family nucleus or two singles under the Joint Singles Scheme for a 2-room Flexi BTO flat. SHG is applicable only to 2-room Flexi, 3-room and 4-room flats in the non-mature towns. With the SHG enhancement announced at NDR 2015, eligible first-time flat buyers with income up to $8,500 would now enjoy SHG of up to $40,000: 2-room Flexi flat: $80,000 (comprising AHG of $40,000 and SHG of $40,000 where applicable) 3-room flat: $70,000 (comprising AHG of $30,000 and SHG of $40,000 where applicable) 4-room flat: $55,000 (comprising AHG of $15,000 and SHG of $40,000 where applicable) 5-room flat / 3Gen flat: $10,000 (AHG only) The actual grant amounts vary based on income and choice of flat type. Read more on various CPF Housing Grants available.
+	Buyers are required to pay 5% of the published price using their own CPF and/or cash savings when the total housing grants (i.e. AHG and SHG) they can enjoy exceeds 95% of the published price of flat. Excess housing grant, if any, can be used to pay for Optional Component Scheme (OCS) items and premiums that singles and Singapore citizen/Singapore permanent resident households have to pay, before crediting into the Singaporean buyers' CPF accounts.
**	Singles who apply for the 2-room Flexi flats under the Single Singapore Citizen Scheme will pay $15,000 more than married couples. Eligible singles can also apply for AHG and SHG. The additional amount payable and the grants will vary based on the choice of lease tenure. The actual grant amounts will vary according to income. Read more on various CPF Housing Grants available.
Selling prices (excluding and including grants) quoted above are rounded up to the nearest $'000.

- wong chee tat :)

HDB Issues Rated Fixed Rate Notes

HDB Issues Rated Fixed Rate Notes

Published Date: 04 Jul 2016

            The Housing & Development Board ("HDB") has issued S$700 million, 5-year Fixed Rate Notes (the “Notes”) under its S$32 billion Multicurrency Medium Term Note ("MTN") Programme.

2          The Notes have a coupon of 2.545% per annum payable semi-annually in arrear. The Notes were issued on 4 July 2016 and will mature on 4 July 2031. The Notes are rated Aaa by Moody’s Investors Service.

3          The Notes are in denominations of S$250,000 and were offered by way of placement to investors who fall within Sections 274 and/or 275 of the Securities and Futures Act, Chapter 289 of Singapore. Approval in principle for the listing of the Notes on the Singapore Exchange Securities Trading Limited (SGX-ST) has been obtained. Admission of the Notes to the Official List of the SGX-ST is not to be taken as an indication of the merits of HDB, its subsidiaries or the Notes. The Notes are cleared through The Central Depository (Pte) Limited.

4          The Lead Manager is Oversea-Chinese Banking Corporation Limited.

5          Under HDB's MTN programme, HDB may from time to time, issue bonds (or notes) to finance its development programmes and working capital requirements as well as to refinance the existing borrowings.

6          HDB was set up as a statutory board on 1 February 1960. HDB houses over 80% of Singapore's resident population, with more than 9 in 10 HDB dwellers owning the flats they live in. This has made Singapore one of the highest home ownership nations in the world. Providing affordable and quality housing, creating vibrant and sustainable towns, and promoting active and cohesive communities, will remain the focus for HDB.

NOT FOR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES OR TO U.S. PERSONS


This announcement is not an offer for sale of securities in the United States. The Notes have not been and will not be registered under the U.S. Securities Act of 1933 (as amended), and may not be offered or sold in the United States or to U.S. persons absent registration under, or an applicable exemption from, the registration requirements of the U.S. securities laws. No public offering of securities is being made in the United States or in any other jurisdiction where such an offering is restricted or prohibited.  A rating is not a recommendation to buy, sell or hold any securities and may be subject to suspension, reduction or withdrawal at any time by the rating agencies.






- wong chee tat :)

Resale prices for HDB flats up 0.1% in Q2

Resale prices for HDB flats up 0.1% in Q2
Posted 01 Jul 2016 08:53

SINGAPORE: Resale prices of flats is up 0.1 per cent in the second quarter of the year compared to the previous quarter, according to flash estimates from the Housing and Development Board (HDB) released on Friday (Jul 1).

The decline comes after the Resale Price Index (RPI) for the first quarter dipped 0.1 per cent from the previous quarter.

The RPI for the second quarter of 2016 came in at 134.8, down marginally from the previous quarter’s 134.7, the HDB said. The index provides information on the general price movements in the resale public housing market.

The HDB plans to launch about 5,000 Build-To-Order (BTO) flats in August in Hougang, Sembawang, Tampines and Yishun.

- CNA/kk


- wong chee tat ):

Home Loan Rates - DBS

Home Loan Rates - DBS

Rates are applicable for residential properties (including HDB), quoted on per annum basis and are subject to change without prior notice.

For purchase of property Fixed Deposit Home Rate (FHR) Floating Rate Package	Rates
Year 1	FHR18 + 1.30%
Year 2	FHR18 + 1.30%
Year 3	FHR18 + 1.30%
Year 4 and thereafter	FHR18 + 1.30%

No lock-in period. Fixed Deposit Home Rate (FHR18) refers to the prevailing 18 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR18 is 0.600% per annum.

For refinance of property Fixed Deposit Home Rate (FHR) Floating Rate Package	Rates
Year 1	FHR18 + 1.30%
Year 2	FHR18 + 1.30%
Year 3	FHR18 + 1.30%
Year 4 and thereafter	FHR18 + 1.30%

No lock-in period. Cash rebate is given for loan amount of $500,000 or more. Fixed Deposit Home Rate (FHR18) refers to the prevailing 18 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR18 is 0.600% per annum.

Singapore Interbank Offered Rate (SIBOR) Floating Rate Package	Rates
Year 1	3-month SIBOR + 0.80%
Year 2	3-month SIBOR + 0.80%
Year 3	3-month SIBOR + 0.80%
Year 4 and thereafter	3-month SIBOR + 1.25%

3-month SIBOR refers to the 3-month Singapore Interbank Offered Rate based on the 11a.m. fixing by ABS on the first business day of the month. Click here to view the latest SIBOR rates, under the Rates & Fees tab.

Fixed Rate Package	Rates
Year 1	1.80%
Year 2	1.80%
Year 3	1.80%
Year 4 and thereafter	FHR18 + 1.20%

Comes with a 3-year lock-in period. Fixed Deposit Home Rate (FHR18) refers to the prevailing 18 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR18 is 0.600% per annum.

- wong chee tat :)

May 2016 BTO Prices

---

May 2016 BTO Prices
Town	Contract	Flat Type	Selling Price (Excluding Grants **)	Selling Price (Including Grants ^)
Non-Mature Towns
Sembawang	EastCreek @ Canberra	2-room Flexi *	From $74,000	From $4,000+
		3-room	From $151,000	From $81,000
		4-room	From $235,000	From $180,000
		5-room	From $313,000	From $303,000
Bukit Panjang	Senja Heights, Senja Ridges and Senja Valley	2-room Flexi *	From $73,000	From $4,000+
		3-room	From $147,000	From $77,000
		4-room	From $239,000	From $184,000
		5-room	From $315,000	From $305,000
		3Gen	From $316,000	From $306,000
Mature Towns
Ang Mo Kio	Ang Mo Kio Court	2-room Flexi *	From $142,000	From $102,000
		4-room	From $382,000	From $367,000
		5-room	From $515,000	From $505,000
		3Gen	From $541,000	From $531,000
Bedok	Bedok North Woods	3-room	From $272,000	From $242,000
		4-room	From $408,000	From $393,000

Notes:
*	Come in two sizes of 36 sqm (Type 1) and 45 sqm (Type 2).
^	The assumed housing grants are meant for applicants applying as a family nucleus or two singles under the Joint Singles Scheme for a 2-room Flexi BTO flat. SHG is applicable only to 2-room Flexi, 3-room and 4-room flats in the non-mature towns. With the SHG enhancement announced at NDR 2015, eligible first-time flat buyers with income up to $8,500 would now enjoy SHG of up to $40,000: 2-room Flexi flat: $80,000 (comprising AHG of $40,000 and SHG of $40,000 where applicable) 3-room flat: $70,000 (comprising AHG of $30,000 and SHG of $40,000 where applicable) 4-room flat: $55,000 (comprising AHG of $15,000 and SHG of $40,000 where applicable) 5-room flat/ 3Gen flat: $10,000 (AHG only) The actual grant amounts vary based on income and choice of flat type. Read more on various CPF Housing Grants available.
+	Buyers are required to pay 5% of the published price using their own CPF and/or cash savings when the total housing grants (i.e. Additional CPF Housing Grant and Special CPF Housing Grant) they can enjoy exceeds 95% of the published price of flat. Excess housing grant, if any, can be used to pay for OCS items and premiums that singles and Singapore citizen/Singapore permanent resident households have to pay, before crediting into the Singaporean buyer's CPF accounts.
**	Singles who apply for the 2-room Flexi flats under the Single Singapore Citizen Scheme will pay $15,000 more than married couples. Eligible singles can also apply for AHG and SHG. The additional amount payable and the grants will vary based on the choice of lease tenure. The actual grant amounts will vary according to income. Read more on various CPF Housing Grants available.

- wong chee tat ):