Monday, September 1, 2014

Om Mani Padme Hum

Om Mani Padme Hum

- wong chee tat :)

Teen's usual shower takes deadly turn

Teen's usual shower takes deadly turn

Chai Hung Yin The New Paper Monday, Sep 01, 2014

Teen's usual shower takes deadly turn

SINGAPORE - He was taking his usual shower in the evening when, suddenly, he started screaming.

Shocked, the family rushed to the door, only to find it locked.

Beside the door, an electrical socket connected to the water heater was smoking.

When they finally battered the door open, 18-year-old Gregory Ng was on the floor.

"We turned off the electrical switch and went to his side," said his grandfather, Anthony Ng, 62, a taxi driver.

His face was very pale by then, the older man told The New Paper at their Hougang Avenue 3 flat on Saturday.

The incident happened around 10pm on Friday. Mr Ng, a recent graduate of the Institute of Technical Education who was waiting for his national service call-up, was unconscious when the ambulance took him to Changi General Hospital. He died shortly after.

A Singapore Civil Defence Force spokesman said he died of a cardiac arrest.

He was cremated on Saturday afternoon.

During The New Paper's visit, his grandfather explained that the young man had lived with his grandparents, his aunt and his two younger brothers in the three-room flat since he was a boy, after his parents' divorce.

Recalling the tragedy, the 62-year-old said that before the shower, Mr Ng had told his grandmother he'd talk to her after his bath.

His younger brother and aunt tried to perform cardiopulmonary resuscitation, with instructions from the rescuer on the phone, but to no avail.

Gesturing to the water heater, which was connected to the socket by a wire, the grandfather said that they had bought it recently to replace the old one, which was not working. He said he had picked a branded heater based on the shop's recommendations.

He was heard saying: "I spent more than $300 on the water heater and it killed my grandson."

Police have classified the case as an unnatural death and are investigating.


This article was first published on  Aug 30, 2014.


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Number of Applications Received as at 25 July 2014


Number of Applications Received as at 25 July 2014

This e-service allows you to find out the number of applications received


Project
Flat Type
No of Units
Number of
Applicants
Application Rate* Application Rate = Number of applications Received / Flat Supply 

What it means: An Application Rate of 3 means that for every 1 flat available, there are 3 applicants vying for the unit. 

As a general guide (see Note 2 below), the table below gives an overview under the current flat allocation policies. Sum of the computed number of applications may not add up due to rounding. 

Estate CategoryFlat TypeApplication Rate
First Timers (FTs)Second Timers (STs)Singles Overall
Non-mature
Towns/ Estates
2-roomFT applications
received
_______________
40% of flat supply
ST applications
received
_______________
30% of flat supply
Singles applications
received
_______________
30% of flat supply
Total applications
received
_______________
Total flat supply
3-roomFT applications
received
_______________
70% of flat supply
ST applications
received
_______________
30% of flat supply
NA
4-/ 5-roomFT applications
received
_______________
85% of flat supply
ST applications
received
_______________
15% of flat supply
Mature
Towns/ Estates
2- to 5-roomFT applications
received
_______________
95% of flat supply
ST applications
received
_______________
5% of flat supply

(Mouse-over for details)
First Timers
Second Timers
Singles
Overall
Non-Mature Towns/Estates

Punggol 
Waterway Sunray / Matilda Court 
(Standard Contract) 
2-room
424
2921
0.2
0.6
22.1
6.9
3-room
208
473
1.6
3.9
NA
2.3
4-room
574
1056
1.6
3.3
NA
1.8
5-room
538
698
0.9
3.7
NA
1.3

Sembawang 
Sun Natura 
(Standard Contract) 
2-room
330
937
0.1
0.4
8.9
2.8
3-room
121
228
1.2
3.5
NA
1.9
4-room
397
226
0.4
1.4
NA
0.6

Woodlands 
Kampung Admiralty 
(Premium Contract) 
Studio Apartment
104
622
Not Applicable
6.0

Yishun 
Park Grove @ Yishun
(Standard Contract) 
2-room
120
1307
0.7
2.0
33.3
10.9
4-room
204
476
1.9
4.8
NA
2.3
5-room/ 3Gen
264#
471
1.1
5.7
NA
1.8
Mature Town/Estate

Toa Payoh
Toa Payoh Apex
(Standard Contract)  
3-room
138
578
2.2
47.3
NA
4.2
4-room
419
4100
7.6
53.5
NA
9.8
TOTAL (excluding Studio Apartment)
3737
13471
2.0
4.3
18.7
3.6
TOTAL (including Studio Apartment)
3841
14093
Not Applicable
3.7
# Figure includes 48 units of 3Gen flats from Park Grove @ Yishun which are specially designed for Multi-Generation families.
Note :
1. The Number of Applications Received is as at midnight on 25 July 2014. Allocation of flats is subject to prevailing eligibility conditions, availability of flats and Ethnic Integration Policy.
2. Application Rates:
Non-mature Estates 
2-room: First-timer application rate refers to the number of first-timer applications divided by 40% of the total flat supply, while second-timer / first-timer Singles application rates refer to the number of Second-timer / First-timer Singles applications received divided by 30% of the total flat supply. 

3-room: First-timer application rate refers to the number of first-timer applications divided by 70% of the total flat supply, while second-timer application rate refers to the number of second-timer applications received divided by 30% of the total flat supply. 

4-/ 5-room: First-timer application rate refers to the number of first-timer applications divided by 85% of the total flat supply, while second-timer application rate refers to the number of second-timer applications divided by 15% of the total flat supply.

Mature Estates
2- to 5-room: First-timer application rate refers to the number of first-timer applications divided by 95% of the total flat supply, while second-timer application rate refers to the number of second-timer applications divided by 5% of the total flat supply. 

(However, for both non-mature and mature estates, some flats are also set aside for quota-based priority schemes, where HDB does not differentiate between first-timers and second-timers. If there are fewer first-timers than the number of flats set aside for them, the excess flats will be allocated to second-timers.)
3. The associated breakdown by first-timers and second-timers for studio apartments is not shown, as HDB does not differentiate its treatment of studio apartment applicants.



- wong chee tat :)








MBA or CFA? It depends on where you want your career to go

MBA or CFA? It depends on where you want your career to go

Industry experts say those who see themselves in strategic roles should go for an MBA, while those who prefer research roles should opt for a CFA.

SINGAPORE: For many business professionals looking for career development or a job switch, gunning for higher qualifications is a common move, and recruitment firms like Robert Walters say the Master of Business Administration (MBA) and the Chartered Financial Analyst (CFA) are two of the most popular options.

Business school INSEAD has 200 students starting their MBA programme this year, and they are among hundreds across the country embarking on the same academic path. These students are typically around the age of 27, and have around three to five years of work experience.

"We see a lot of people from the corporate sector wanting a change, and getting into consulting and finance," said Ms Stephanie Villemagne, Director of INSEAD's MBA programme. "We have about 35 per cent of our students going into consulting, close to 50 per cent going into corporates - anything from high tech, telecom, the retail industry, etc.

The MBA AND CFA vary significantly in terms of the amount of time and money that have to be invested. A full-time, one-year MBA in Singapore can cost between S$55,000 and S$103,000, while the CFA programme - which is structured in three levels - costs around S$3,000. The CFA is undertaken on a part-time basis, and can take two to five years to complete.

The two programmes also offer slightly differentiated job prospects. Said Ms Orelia Chan, manager of financial services at Robert Walters Singapore: "People in strategic roles may go into an MBA for the networking events. The CFA is for people who want to go into research roles, they may want to equip themselves with this sort of qualification to increase their chances."

There are some 3,400 CFA charterholders in Singapore - forming the second largest group of CFA charterholders in the Asia Pacific, after Hong Kong. CFA Singapore says three in four CFA charter holders here are between 31 and 45 years old.

Mr Simon Ng, Society Leader of CFA Singapore, said the roles and responsibilities of CFA charter holders have broadened over the years. "Since the inception of the CFA programme, we have seen roles being expanded from portfolio management and analysis to chief executives, risk managers, consultants, and sales and relationship management," he noted.

Robert Walters says getting an MBA or a CFA can give one a pay bump of 15 to 20 per cent. But while these qualifications are seen as an advantage, they are not prerequisites, as most employers still value intangibles such as work experience and communication skills. This is why industry experts say it is important to have an idea of the kind of return on investment (ROI) you can get when considering whether to take time off to study.

"It is very important to note that the ROI is also based on different things. It's time, it's money, and it's what career path you plan to have afterwards," said Ms Villemagne. "The money invested is very important, and should be planned ahead of time. You don't want to overload yourself with loans when the time comes."

- CNA/xy

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Om Mani Padme Hum

Om Mani Padme Hum

- wong chee tat :)

Om Mani Padme Hum

Om Mani Padme Hum

- wong chee tat :)

来自星星的事20140827恐怖占卜 命中注定要破财 接罚单接到手软的悲剧人生

来自星星的事20140827恐怖占卜 命中注定要破财 接罚单接到手软的悲剧人生



- wong chee tat :)

来自星星的事20140728来自冥王星的鬼灯奖 超凉感恐怖 我在你背后看到 一颗头


来自星星的事20140728来自冥王星的鬼灯奖 超凉感恐怖 我在你背后看到 一颗头



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